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Postal/ZIP Code Prompts for Booking.com Virtual Credit Cards (VCC)

How to Handle Postal/ZIP Code Prompts for Booking.com Virtual Credit Cards (VCC)

Written by Cathy Yap

In case you're asked for a postal code when charging a VCC, you can enter either the guest's or your own, or else use 1017CE, which is Booking.com's headquarters .

For Virtual Cards (VC) from Booking.com, the postal code or zip code required for processing depends on how the card is being handled within ChargeAutomation:

⏪1. Automatic Processing

If ChargeAutomation identifies a booking as a Virtual Card booking (synced from a PMS like Beds24, BookingAutomation, or Hostify), it will automatically schedule the charge for the check-in date or the date specified by the OTA. In these cases, the system typically uses the property's postal code or the billing details provided by the OTA during the sync.

⏪2. Manual Entry

If you are manually entering a Booking.com virtual card into ChargeAutomation:

  • Use the Property's Zip Code: Most payment gateways (like Stripe) require a zip code for AVS (Address Verification System) checks. For Booking.com virtual cards, using the zip code of the property where the guest is staying is the standard practice.

  • Generic Zip Codes: If the property zip code fails, some hosts use generic codes like 10001 or 00000, though this is less reliable and depends on your payment gateway's settings.

🚨3. Key Considerations

  • Mark as VC: When entering a card manually, ensure you mark it as a Virtual Card in the system. This tells ChargeAutomation to bypass standard guest verification steps (like 3D Secure) that a virtual card cannot complete.

  • Invalid Cards: If a virtual card is declined, ChargeAutomation can automatically hit an endpoint to mark the card as invalid on Booking.com, allowing you to request a new payment method or cancel the booking.

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